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A spate of letters on the subject of housing affordability have appeared in the Key West Citizen in the past few days.  Here are several of them.  The writers of these letters point out some of the factors in our community which have killed affordability, and some worthwhile suggestions are made.  Last Stand has long said that transient rentals reduce affordable housing stock, and we agitate the city and county to enforce their rules.  We also agree that wages should be higher, and we advocate a living wage.  Current local government policies, even under the new rules sought by the county, encourage absentee ownership as 2nd homes, which everyone agrees is one of the banes of affordability.  With new permits going predominantly to market rate housing, the market can only become more out-of-balance.  Until the affordable/market-rate ratio of permit allocations is flipped to favor affordable (and there is no reason that cannot be done under the present rate-of-growth), no real gain in affordability is going to happen.  It's worth repeating: an increase in the rate-of-growth is not necessary for increasing affordable housing.
Vacation homes inflate housing prices

There is no reason that quality housing cannot be had in Key West and the Florida Keys for $160,000 to $200,000 range.

The difference between that price and the current price ($800-million) is just the market inflation by vacation home buyers. If the vacation home owner can pay this rate, how about a $50,000 to $100,000 per year tax on vacation homes in Monroe County?

Since most of these properties are zoned single family occupancy, how about zoning violations for the use of these units as vacation residents and by more than one family per year (270-day period)? Looks to me that a vast majority of properties are being used as transient accommodations without the proper zoning. Vacation homes are not an asset to the community.

It needs to be said, vacation home owners do not contribute to the quality of life in the Florida Keys as much as they harm it.

Nick Anderson

Key West


Keep affordable housing affordable

The recently passed amendment to the affordable housing ordinance effectively disenfranchises 92 percent of Key West workers. Because the amended ordinance changes the formula that defines affordable, all new housing can, if it passes on second reading, be priced based at an average of 132 percent of median income.

This equates to an individual income of $54,038 per year. Labor bureau statistics indicate that less than 8 percent of our workforce earns at or above that level. Two-income families fare better, but not much. Young workers, the elderly, single workers and, most devastatingly, single parents, will be totally priced out of "affordable" housing.

Because of our hyper-inflationary real-estate market, workers at all levels are having a difficult time finding affordable housing, but any changes to the formula for awarding affordable [Rate Of Growth Ordinance allocations] should require an equitable distribution in proportion to the percentage of the workforce earning at each level.

There are those in city government who say that the state Department of Community Affairs will provide more ROGOs, but because this change redefines the formula for determining affordable, any new ROGOs will be awarded to build housing at the 132-percent level.

City staff has admitted that the intent of the revision is to "encourage the building" of affordable housing. They contend that unless the changes are made to make it more profitable for developers to build, our ROGO supply will continue to languish unused. In other words, it's better to build unaffordable "affordable" housing than to not build at all.

I beg to differ. If the private sector cannot generate an acceptable level of profit from building affordable housing, perhaps we should assign the job to the nonprofit sector or public sector. Additionally, we are facing the expiration of affordable deed restrictions on hundreds of units of actually affordable housing. For example, at West Isle alone, 196 units may be eligible to move to market rate within the next 18 months.

Fortunately, the commission passed another ordinance last Tuesday. It provides for affordable ROGOs to be used to maintain a currently affordable property, complete with long-term deed restrictions. The owners would then be allowed to transfer their pre-existing ROGOs to another market-rate project. This solution has a four-fold benefit: First it retains affordable housing that would otherwise be converted to market rate; secondly, if the new project is required to comply with the current ordinance by building 30 percent of the project at affordable rates, it would actually increase the amount of affordable housing by that percentage; thirdly, the community won't have to wait for new unaffordable affordable housing to be built; and finally, our languishing ROGOs could finally be used. This would allow us to immediately make application to the DCA for those ROGOs that are theoretically promised to us once our current supply is exhausted. Retaining our current supply of affordable housing should be our first priority. ...

Vicki Weeks, president

Key West/Lower Keys Democratic Club  


Illegal transient rentals create housing shortage

What housing shortage? Key West has plenty of houses. What it also has is plenty of empty single family homes and apartments. (Some say 50 percent). That is, that they have been converted to vacation residences and now only are used for a few weeks a year and for short terms by several visiting tourists. How this happened is that the city and county commissions won't enforce the planning and zoning code on these unlawful conversions. There should be at least a $1,000-per-day fine on these zoning code violations, each and every day of the year. You start seizing some of these zoning violation properties, and the "affordable housing" problem will solve itself very quickly. Any residential property not zoned for transient use should be fully utilized 12 months a year.

When I lived in Hawaii, ('89-'96), anything less than a six month lease/occupancy was considered commercial visitor lodging, with all the health/safety and fire code regulations enforced. This helped keep the neighborhoods [as] neighborhoods, and the tourist lodgings [as] tourist lodgings.

Will it work in Monroe County? Depends on what the registered voters decide. Does anyone want to push the issue?

Nick Anderson

Key West  


Wages are at root of housing crisis

For every man, woman and child in the United States there exists approximately 1 inch of waterfront land. Thus the demand for and the price of such precious resources rises exponentially as population expands and land prices rise. Waterfront land is recreational land, and recreational land, in a society of sharply rising retirees, has no foreseeable upper limit of value.

Key West's problem is that all of our land is either waterfront or water-near land. There are no large tracts of nonrecreational land suitable for low-cost housing from Florida City to Key West.

It is this immutable and unique characteristic of the Keys that [author William] Hettinger has failed to take into account. The recreational communities that Hettinger claims have solved their community housing conundrum are surrounded by expanses of nonrecreational land economically suitable for middle- and low-income housing. This has been dubbed the Disney Solution, in which the workers in a recreational area, such as Disneyland, are forbidden to live within the area. Hettinger's solutions do not apply to the Keys.

Submarket-priced housing, so-called affordable housing, is not a viable option for the Keys. In our community, affordable housing is a myth that the public cannot afford. Those who push for taxpayers to pay for housing in order to allow them to continue to pay submarket-price wages are imposing a cost on the public that should correctly be borne by the industries that, by failing to pay a living wage, have actually created our low-income housing problem.

Wages must be paid that either compensate for housing costs in the Keys or, at least compensate for the inconvenience of long commutes for the people they employ. ...

Reese Palley, Key West

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